# Pre-adverse action

## Sample letters and notices

### Federal
- [Pre-Adverse - Default - SAMPLE](https://drive.google.com/file/d/1-e0Xi122GVh0sSBeIbI4YuJ6I4OfgHvu/view?usp=share_link)

### California
- [Credit - SAMPLE](https://drive.google.com/file/d/1-XSZ1CkzXmoHKeYqo59B6Ww1Y_8XpNkO/view?usp=share_link)
- [Criminal - SAMPLE](https://drive.google.com/file/d/1K03TV3Uu2xQ1COkMJmiNQ4mC6bx0d22D/view?usp=share_link)
- [Los Angeles City Criminal - SAMPLE](https://drive.google.com/file/d/1fEXPT6FYls4XSxjW0UEpTKOCcKcEipx9/view?usp=share_link)
- [Los Angeles County Criminal - SAMPLE](https://drive.google.com/file/d/1M61ixVvAvdeZmBdaXAEfFWtw8Foa5-zk/view?usp=drive_link)
- [San Francisco City & County Criminal - SAMPLE](https://drive.google.com/file/d/1tN_zK2MssId3SHZOvQ6GKtiyAPllMI2k/view?usp=share_link)

### Florida
- [Gainesville Criminal - SAMPLE](https://drive.google.com/file/d/1Mjf-SnlL1Mtgt41WYvXAmO1SKA2qCcuI/view?usp=share_link)

### Illinois
- [Criminal - SAMPLE](https://drive.google.com/file/d/1N8MYfdx0ZdkV2b0miuZTqzwMbclbR8HL/view?usp=share_link)

### Maryland
- [Montgomery County Criminal - SAMPLE](https://drive.google.com/file/d/1b1bLUV8xpjFcr0MT4NzZKjkd2vtUJR3N/view?usp=share_link)
- [Prince George's County Criminal - SAMPLE](https://drive.google.com/file/d/1KfrR2js727fXJojKct4khtcFztdePRTs/view?usp=share_link)

### Massachusetts
- [Credit - SAMPLE](https://drive.google.com/file/d/1SJwpkWk3E1Bs2QL9jPtSAI8uDDYfezLu/view?usp=share_link)
- [Criminal (CORI) - SAMPLE](https://drive.google.com/file/d/1CrSQTF9hDoC26Pt1m-0TYXxwAMyggR1r/view?usp=share_link)
- [Criminal (Non-CORI) - SAMPLE](https://drive.google.com/file/d/17kgNpCtSFQt41x6V-rc7286c6gvuhA_1/view?usp=share_link)

### New York
- [New York City Criminal - SAMPLE](https://drive.google.com/file/d/17eYoZ83DdXbZAyK9A7yGfr-LgFCqSDSc/view?usp=share_link)

### Oregon
- [Portland Criminal - SAMPLE](https://drive.google.com/file/d/1dP1ICw7zD_6gPfP1YRWNqQbkU3R2jPtl/view?usp=share_link)

### Pennsylvania
- [Philadelphia Criminal - SAMPLE](https://drive.google.com/file/d/1A1llWHlfz_-LHAanQy2I1mwW2ZnW4NYH/view?usp=share_link)

### Texas
- [Austin Criminal - SAMPLE](https://drive.google.com/file/d/1gDj4PMZ0QskntAOUHQR4OyNPGkPOcy3r/view?usp=share_link)

### Washington State
- [Seattle Criminal - SAMPLE](https://drive.google.com/file/d/1NV27WZfM59QiMJ4EdvxJtU-W64sKdJsN/view?usp=drive_link)

## Additional Notices/Attachments

### Federal
- [Summary of rights under the FCRA](https://files.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf)

### California
- [Consumer rights](https://drive.google.com/file/d/1kbGNCQCYbz28Guiv5amnpTd1t1W7hVFQ/view?usp=sharing)

### New Jersey
- [Summary of rights](https://drive.google.com/file/d/1DOV38BRFsMne5x29j4nNT63Cqa5DMkDb/view?usp=sharing)

### New York
- [Article 23A](https://dol.ny.gov/system/files/documents/2021/02/correction-law-article-23a.pdf)

### Washington State
- [Consumer rights](https://drive.google.com/file/d/1FRlIbN0-a0bJTXkolPEGJ15_fnLMKieM/view?usp=sharing)

# Adverse action

## Final adverse action sample letters and notices

### Federal
- [Final Adverse - Default - SAMPLE](https://drive.google.com/file/d/1YphfU6S7KP-oUKibNJEjJuH6qzpcy4Wm/view?usp=share_link)

### California
- [Final Adverse - California - Credit - SAMPLE](https://drive.google.com/file/d/1HfAjZJTJQMpUrOGlIeBfurnRGK-QUaF0/view?usp=share_link)
- [Final Adverse - California - Criminal - SAMPLE](https://drive.google.com/file/d/1qKGZKYZq3sHheDx6jcgLBSF-hKcH5BUQ/view?usp=share_link)
- [Final Adverse - California, Los Angeles City - Criminal - SAMPLE](https://drive.google.com/file/d/1BnNBia6yRdNuOuYtPN-utB81dK8pRViH/view?usp=share_link)
- [Final Adverse - California, Los Angeles County - Criminal - SAMPLE](https://drive.google.com/file/d/11LnjeRqZRysp7t-NHOvYZulDbhUGkzy6/view?usp=drive_link)
- [Final Adverse - California, San Francisco City & County - Criminal - SAMPLE](https://drive.google.com/file/d/1PhVwSWAPVHYK40eDuW2_3AZe9EzHtGsD/view?usp=share_link)

### Florida
- [Final Adverse - Florida, Gainesville - Criminal - SAMPLE](https://drive.google.com/file/d/1RAHsFZITGbjctZluxh0CKpWQ43w5UcJv/view?usp=drive_link)

### Illinois
- [Final Adverse - Illinois - Criminal - SAMPLE](https://drive.google.com/file/d/1HwcdECZbgpsnrUh04EVIag-RWOLShA3R/view?usp=share_link)

### Maryland
- [Final Adverse - Maryland, Montgomery County - SAMPLE](https://drive.google.com/file/d/1VDINIqgDeSsYOfeOfuYDF2fkJdIFq8Qm/view?usp=share_link)
- [Final Adverse - Maryland, Prince George's County - Criminal - SAMPLE](https://drive.google.com/file/d/1vtKJtc0QrJ1pr2mlnm9M0bEPX2gCRv1o/view?usp=share_link)

### Massachusetts
- [Final Adverse - Massachusetts - SAMPLE](https://drive.google.com/file/d/1YXTPrSZgFjRjLUVKsIBnRfjrwh3KHr-X/view?usp=share_link)

### New York
- [Final Adverse - New York, New York City - Criminal - SAMPLE](https://drive.google.com/file/d/1GWvQw_C5Zp1HbLt5LkCrW2d4ubCZm6Vw/view?usp=share_link)

### Oregon
- [Final Adverse - Portland, Oregon - Criminal - SAMPLE](https://drive.google.com/file/d/1uC3ryzH3w5aW-s5MULs3K-kwBuojO2RQ/view?usp=sharing)

### Texas
- [Final Adverse - Texas, Austin - Criminal - SAMPLE](https://drive.google.com/file/d/1Gpnpr1O9ugoHqlYQPjTDSk0wV-oX3Y4Q/view?usp=share_link)

### Washington State
- [Final Adverse - Washington, Seattle - Criminal - SAMPLE](https://drive.google.com/file/d/16cfI4bj5jLAc0pxq0uDh6eCovzbHVZ4_/view?usp=share_link)

## Enclosures/Attachments
- [Los Angeles Fair Chance Initiative for Hiring Ordinance Individual Assessment and Reassessment Form](https://bca.lacity.org/Uploads/fciho/FCIHO%20Individual%20Assessment%20and%20Reassessment%20Form.pdf)
- [New York Fair Chance Act Notice](https://www.nyc.gov/assets/cchr/downloads/pdf/FairChance_Form23-A_distributed.pdf)
- [SAMPLE Individualized Assessment Form](https://drive.google.com/file/d/1J-8w0uyc5bg3zeCPQUAbMmxeO02LcoYm/view?usp=sharing)