For the complete documentation index, see [llms.txt](https://compliancelibrary.certn.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://compliancelibrary.certn.co/us/sample-forms/consumer-rights.md).

# Consumer rights

The following forms can be used to ensure that you and your candidate understand the consumer's rights.

{% hint style="warning" %}
Sample documents should not be taken as legal advice, guidance, or counsel. Clients must seek the advice of their own attorneys regarding their legal and compliance obligations.
{% endhint %}

* [Summary of Rights Under the FCRA](https://files.consumerfinance.gov/f/201504_cfpb_summary_your-rights-under-fcra.pdf)[ - English](https://files.consumerfinance.gov/f/documents/bcfp_consumer-rights-summary_2018-09.pdf)
* [Summary of Rights Under the FCRA - Spanish](https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/bcfp_consumer-rights-summary_2018-09_es.pdf)
* [Remedying the Effects of Identity Theft](https://drive.google.com/file/d/1osNrbVRELud7TJcZ9NLi-ks2nkEUb_jC/view?usp=sharing)
* [California Consumer Rights](https://drive.google.com/file/d/1kbGNCQCYbz28Guiv5amnpTd1t1W7hVFQ/view?usp=sharing)
* [New Jersey Summary of Rights](https://drive.google.com/file/d/1DOV38BRFsMne5x29j4nNT63Cqa5DMkDb/view?usp=sharing)
* [New York (State) Article 23A](https://dol.ny.gov/system/files/documents/2024/02/correction-law-article-23a_0.pdf)
* [Washington (State) Consumer Rights](https://drive.google.com/file/d/1FRlIbN0-a0bJTXkolPEGJ15_fnLMKieM/view?usp=sharing)
* [CFPB Trafficking Victim Fast Facts](https://drive.google.com/file/d/1lfB3qpbaeXbp_L7qh-irepIB9YtDBIud/view?usp=sharing)